Retirement Consulting Group, Inc., is committed to safeguarding
the confidential information of its clients. We hold all personal information
provided to our firm in the strictest confidence. These records include
all personal information that we collect from you in connection with any
of the services provided by Retirement Consulting Group, Inc. We have
never disclosed information to nonaffiliated third parties, except as
required by law, and will not in the future. If we were to anticipate
such a change in firm policy, we would be prohibited under the law from
doing so without advising you first. As you know, we use financial information
that you provide to us to help you meet your personal financial goals
while guarding against any real or perceived infringements of your rights
of privacy. Our policy with respect to personal information about you
is listed below.
We limit
employee access to information only to those who have a business or professional
reason for knowing, and only to nonaffiliated parties as required by law.
(For example, federal regulations require us to share a limited amount
of information about you with a brokerage firm in order to execute securities
transactions on your behalf, or when you have authorized our firm to discuss
your financial situation with your accountant or lawyer.)
We maintain
a secure office and computer environment to ensure that your information
is not placed at unreasonable risk.
The categories
of nonpublic personal information that we collect from a client depend
upon the scope of the client engagement. It will include information about
your financial circumstances to the extent that it is needed for the planning
process, information about transactions between you and third parties.
For unaffiliated
third parties that require access to your personal information, including
financial service companies, record keepers, trust companies, custodians,
consultants, and auditors, we also require strict confidentiality in our
agreements with them and expect them to keep this information private.
Federal and state regulators also may review firm records as permitted
by law.
We do not
provide your personally identifiable information to mailing list vendors
or solicitors for any purpose.
Personally
identifiable information about you will be maintained during the time
you are a client, and for the required time thereafter that such records
are required to be maintained by federal and state securities laws. After
this required period of record retention, all such information will be
destroyed.